Capital.com Review

  • Rating – 4.2
  • Min. Deposit: $20
  • Max. Leverage: 30:1
  • Headquarter: Limassol, Cyprus
  • Products: Shares, Forex, Indices, Commodities, Cryptocurrencies

Why choose Capital.com

If you’re flirting with the idea of CFD trading, Capital.com is an excellent place to start. I was simply blown away by the overall user experience, from a smooth account opening process to the sleek and intuitive trading interface on both desktop and mobile; not to mention an impressive CFD product selection. However, investors should probably look elsewhere, as real stocks or ETFs are not available at Capital.com.

Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 80.84% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Capital.com pros and cons

Pros

  • Low forex CFD fees
  • Great account opening experience
  • 75+ Technical Analysis Tools

Cons

  • Only CFDs available (and spread betting for UK clients)
  • Accounts in minor currencies not available

Licenses and regulations

Capital.com is regulated in several jurisdictions including:

  • Capital Com Australia Pty Ltd is registered in Australia with company registration number ABN 47 625 601 489. Authorised and regulated by the Australian Securities and Investments Commission (ASIC) under Australian Financial Services License number 513393.
  • Capital Com (UK) Limited is registered in England and Wales with company registration number 10506220, authorised and regulated by the Financial Conduct Authority (FCA) under register number 793714.
  • Capital Com SV Investments Limited is a regulated Cyprus Investment Firm, registration number HE 354252, authorised and regulated by the Cyprus Securities and Exchange Commission under the license number 319/17
  • Capital Com Online Investments Ltd is registered in the form of International Business Company with company number 209236B and is operating under the supervision of the Securities Commission of The Bahamas (the SCB) with license number SIA-F245.

Tradable Instruments

Capital.com provides traders with a comprehensive selection of tradable instruments, ensuring access to a diverse array of financial markets. This extensive offering encompasses various asset categories, accommodating traders of all backgrounds and preferences.

In the realm of commodities, Capital.com allows traders to engage with a range of valuable resources through CFDs, including precious metals like gold and silver, as well as essential energy commodities such as oil and natural gas.

For currency traders, Capital.com offers an extensive selection of currency pairs, facilitating participation in the dynamic world of forex CFD trading. This feature empowers traders to respond to fluctuations in currency prices.

Cryptocurrency enthusiasts will find Capital.com’s offerings enticing, with access to popular digital assets like Bitcoin, Ethereum, and more, enabling them to trade CFDs in the exciting realm of cryptocurrencies. (Please note that cryptocurrency trading is not available for Capital.com UK retail customers).

Diversification is made simple with Capital.com’s inclusion of Exchange-traded funds (ETFs), allowing traders to create diversified portfolios from a single investment vehicle.

Global stock market enthusiasts can speculate on the performance of renowned indices such as the S&P 500 and FTSE 100 through CFDs.

Trading in individual companies is also a viable option, as Capital.com offers a wide range of CFDs on stocks from various global markets, granting traders the chance to trade in their preferred companies.

In sum, Capital.com provides an extensive selection of tradable instruments, all of which are CFDs, catering to traders of varying experience levels and investment strategies. It offers a multitude of options on various market trends and economic events, aligning with individual investment preferences and strategies.

Trading InstrumentAvailable
COMMODITIES CFDsYes
CURRENCIES CFDsYes
CRYPTOCURRENCIES CFDsYes*
ETFYes
FUTURESNo
INDICES CFDsYes
STOCKS CFDsYes
BONDSNo
OPTIONSNo 

*Please note that cryptocurrency trading is not available for Capital.com UK retail customers

Account Types

Capital.com offers a diverse selection of account types, carefully crafted to cater to the distinct needs and preferences of traders, regardless of their level of experience. The broker’s focus is on delivering a customized trading experience that prioritizes flexibility and user-centric features.

For those new to trading or looking to refine their strategies, Capital.com provides a valuable tool in the form of a demo account. This risk-free environment allows traders to simulate real-market conditions, honing their skills and building confidence without the use of actual funds.

In addition, Capital.com adjusts its solutions in certain regions to accommodate diverse customer needs, considering religious sensitivities.

To bolster the security of clients’ funds, Capital.com maintains segregated accounts, ensuring that these funds remain separate from the broker’s operational finances, thus enhancing overall fund security.

In terms of suitability, Capital.com’s account types are designed to meet the requirements of both beginners and seasoned professionals, making it a versatile choice. However, it’s worth noting that the broker does not accept US traders.

Account TypeAvailable
ISLAMIC ACCOUNTNo
MANAGED ACCOUNTNo
DEMO ACCOUNTYes
SUITABLE FOR BEGINNERSNo
SUITABLE FOR PROFESSIONALSYes
US TRADERNo

Commission and Fees

Capital.com maintains a fee structure that aligns with its commitment to a user-centric trading experience, offering traders a clear breakdown of fees for informed decisions. Trading with Capital.com involves zero commissions, competitive spreads, and complete fee transparency. Trade execution costs are embedded within the spread, representing the buy-sell price difference, ensuring clarity without hidden charges. Capital.com also charges a fee for guaranteed stop-loss orders, as well as a fee for overnight funding related to positions held overnight. For detailed fee information, refer to the charges and fees section on Capital.com’s website.

Account Minimum

Capital.com welcomes traders with a low entry barrier, allowing them to begin with a modest initial investment of just $20, specifically through card payment. Please note that for wire transfers, the minimum deposit requirements may vary.

Trading Fees

The broker’s trading fees are conveniently incorporated within the spread, ensuring traders know the upfront cost without hidden charges.

CFD Fees

Capital.com applies an overnight financing fee for holding CFD positions. These fees are subject to variation and apply to every position retained overnight.

Account Fee

Capital.com refrains from imposing any account maintenance or inactivity fees, providing flexibility for account management without extra costs. However, it’s important to note that there is an inactivity fee for SCB and CySEC accounts.

Deposit Fee

Traders can fund their accounts with Capital.com without incurring any deposit fees.

Withdrawal Fee

While standard withdrawal methods are typically covered by the broker, it’s important to note that there are no expedited withdrawal options, and, thus, no associated fees.

Overnight Funding Fee

Traders holding positions overnight should consider potential overnight funding fees, which can impact overall trading costs.

Currency Conversion Fee

When needing to convert transactions including, but not limited to, profit, losses and overnight funding to or from your accounts default currency, an FX conversion fee will be applied to the prevailing exchange rate at the time.

Guaranteed Stop Order Fee

Capital.com may charge a premium for using guaranteed stop orders as a risk management tool.

Trading Platforms

Capital.com offers a range of trading platforms equipped with features that facilitate effective trading, analysis, and risk management. It offers advanced charting tools, including technical indicators and drawing tools for analyzing price movements and patterns. Its platforms are user-friendly, catering to both beginners and experienced traders with intuitive interfaces and customization options. Additionally, the availability of TradingView enhances the charting experience. However, it’s important to note that CFD trading is complex and involves a high level of risk.

Compatibility with MetaTrader4 allows automated trading through advanced technical analysis. While not explicitly mentioned, traders can utilize advanced tools for risk management and optimizing strategies. Capital.com’s proprietary platform is designed for an enhanced trading experience, emphasizing user-centric design and innovation. The trading platforms are compatible with both Windows and Mac operating systems, providing multi-device access for flexibility and convenience.

Web Trading Apps

Capital.com’s web-based trading platform offers convenient access to markets without the need for software installation. Traders can access charts, execute trades, and manage their portfolios directly from their web browsers.

Mobile Trading Apps

The broker provides user-friendly mobile trading apps for  Android as well as iOS devices,  allowing traders to stay connected and make informed decisions on the go.

Desktop Trading Apps

Capital.com also offers downloadable trading software compatible with  Windows as well as Mac operating systems.

Trading PlatformAvailable
MT4Yes
MT5No
CTRADERNo
PROPRIETARYYes
Desktop and Web PlatformAvailable
WEB PLATFORMYes
Mobile PlatformAvailable
ANDROIDYes
iOSYes

Customer Support

Capital.com is committed to meeting the needs of its clients by offering comprehensive customer support services aimed at addressing inquiries and concerns promptly. The broker provides a variety of communication channels to ensure convenient access to assistance.

Live customer support is available 24/7, allowing traders to connect with live representatives for timely assistance. Impressively, Capital.com extends its support services beyond these standard hours, providing traders with the ability to seek assistance even during non-trading times.

The broker offers multi-channel support, including a user-friendly live chat feature accessible on the Capital.com website and trading platforms, enabling real-time communication with knowledgeable support agents. Traders can also communicate via email, which provides a documented record of inquiries and responses. Although there is no phone helpline available, support agents and account managers can initiate calls to clients upon request.

Capital.com further enhances its support services by maintaining a comprehensive FAQs section and help center, which offers swift answers to common queries and provides valuable self-help resources. The broker also extends its support by providing traders with educational articles and tutorials that address common concerns.

Taking into account these customer-focused support services, Capital.com’s customer support stands out for its strengths in delivering multi-channel assistance beyond standard hours. However, there is potential for improvement in enhancing the accessibility and responsiveness of their support representatives.

Final Thoughts

Capital.com is an appealing option for traders, offering a user-friendly platform with diverse tradable instruments and regulatory compliance. It suits both beginners and experienced traders, despite its non-acceptance of US clients as well as its overnight and inactivity fees. Overall, Capital.com ranks among the industry’s top choices, providing excellent trading services.

However, before making a decision, it’s crucial to research and align Capital.com with your trading goals and risk tolerance. Trading always involves risks, so thorough research, reviewing terms, and prudent decision-making are essential steps before opening an account with Capital.com or any other broker.